Why Businesses Switch to
Merchant Pay Solutions
No Contracts
Enjoy flexibility and freedom — no long-term commitments required. Stay because you want to, not because you have to.
Lower Processing Rates
Flexible pricing programs - including cash discount / dual pricing options - designed to reduce your payment processing expenses.
Local & Small Business
We’re a small, Michigan-based business just like you. You’ll always talk to real people who understand your needs — not an 800 number.
No Application Fees
Start accepting payments without expensive onboarding or application fees.
Transparent Pricing
No hidden fees or surprise charges. What you see is what you pay — honest, straightforward pricing every time.
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Personal Setup
Personal setup and training so your payment system works right from day one.
High-Risk Merchant Accounts
Large processors and banks change their policies and exit industries overnight, we work with an independent processor that specializes in high-risk merchant accounts, including smoke & vape shops, CBD retailers, specialty retail, liquor stores, luxury goods, and high-ticket transactions.
Cryptocurrency Acceptance Payments
Through our partner Digital Oro Solutions, businesses can accept cryptocurrency payments alongside traditional credit cards.
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Offset transaction fees
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No chargebacks
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Global customer payments
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Fast settlement options
Built by Small Business Owners - For Small Business Owners
Merchant Pay Solutions strives to empower small businesses with cutting-edge payment processing choices. Our aim is to foster business success through affordable solutions and outstanding assistance.
But we’re more than just a merchant services provider — we’re small business owners ourselves. We know firsthand how every dollar counts, how expensive payment processing can be, and how hard it is to find real people who care about your success.
That’s why we started this business: to give small business owners the kind of clear, honest support we always wished we had. We partner with innovative companies like PaybotX — an industry leader with 15 years of proven experience — and Dylish to bring you services that are not only powerful, but personal. Our direct relationship with PaybotX means we have the owners on speed dial, so you benefit from top-tier expertise and responsive support that most providers simply can’t match.
Whether you're a family-owned shop, a growing restaurant, or a mobile business on the go, we’re here to help you thrive — not just process payments.
Who We Work With
Every business is unique - and so are its payment needs. That's why we tailor our solutions to fit the way you operate. Whether you run a busy restaurant, a growing salon, or a mobile service business, we'll help you simplify payments, reduce or even eliminate fees, and keep your operations running smoothly.
Auto Services
Lodging
Retail & E-Commerce
Salons & Spas
Pet Services
Education
Non-Profits
Restaurants
Healthcare
Key Services
Terminals Equipment
Regardless of your business type—be it a retail store or a restaurant—we are here to assist you in selecting the perfect payment processing solution.
Business Funding
Get fast and reliable access to working capital to help your business grow. Whether you need funding for equipment, expansion, payroll, or cash flow gaps, we provide flexible options with simple terms and quick approvals. Our team helps you match with the right funding program so you can move forward with confidence.
Getting Started is Simple
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Submit your statement for review
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We analyze your current processing fees
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We set up a better payment solution
Submit your information and we'll contact you to review your current processing setup. You can email your most recent statement to save@merchpaysolutions.com for a detailed analysis. You can also text a photo of your statement to 248-500-3682.